Make your money go further

Content owner: housing@knh.org.uk Last updated: 05/12/12

Rising prices mean that we all have to make our money go further than ever. These top money-saving tips will help you do that:


  • If in doubt, claim it. We can help you make sure you're getting all the benefits you’re entitled to.
  • Cut the cost of your fuel bills. Shop around for the best prices and make sure you’re being energy efficient. We can help if you’re not sure what to do.
  • Cut your phone and TV bills. If you have a landline, it may be cheaper to get a phone, television and broadband package. If you have a mobile phone, consider getting a pay-as-you go rather than a contract. If you have Sky, consider switching to Freeview.
  • Make a shopping list. Dig out a recipe book, plan a few meals for the week ahead only buy what you need, and avoid ready meals. Buying meat, fruit and veg from markets, rather than the supermarket, may also work out cheaper.
  • Get cover. If any of your items are lost or damaged, home contents insurance will pay to replace them. We have a special low-cost policy specifically for tenants – contact us for more information.
  • Don’t pay full price. If you are on benefits or over a certain age, you may be entitled to all sorts of free or discounted items, including training and leisure passes.
  • Don’t use high interest weekly payment stores when you need household goods. We’ve teamed up with Smarterbuys to get you great discounts on appliances and furniture. They can also find you low-cost credit if you need it.
  • Stop smoking. As well as damaging your health, smoking 20-a-day costs over £2,000 a year.
  • Use your local library. The local library is a mecca for the money saver, with books on every subject, music, films and free internet access.
  • Spend time, not money at weekends and holidays by taking the kids to the local park or museum.
  • The National Lottery - it probably won't be you! The odds of winning the Lotto jackpot are stacked 45m to 1 against each ticket.
  • If you need money, don’t be tempted by instant loans. Some companies charge thousands in interest and will leave you worse off than you were before. Credit unions offer affordable savings and loan schemes. Find the best deals with comparison websites like:
  • If your debts are out of control please seek help immediately from KNH or your local CAB - we can help you work out a sensible strategy to get you back on your feet.